TERMS AND CONDITIONS OF SALE

BUYER’S PREMIUMS
A Standard Buyer’s Premium will be charged to successful purchasers for items purchased in the Public Auction Sale and in the Mail Bid Sale, in accordance with their method of bidding. The Standard Buyer’s Premium will be automatically discounted by 3% for purchasers who remit payment by cash, cheque, bank draft or wire transfer. The following table details the various Standard Buyer’s Premiums and discounts. Bidders are responsible for understanding their buyer’s premium prior to bidding.

Standard Buyer’s Premiums (Payable by Credit Card)

Live Floor Bidding - 18%
Mail / Email / Fax Bidding - 19%
Telephone Bidding - 19%
Online Bidding - 21%

Discounted Buyer’s Premium (Payable by Cash, Cheque, Wire)

Live Floor Bidding - 15%
Mail / Email / Fax Bidding - 16%
Telephone Bidding - 16%
Online Bidding - 18%

RETURN POLICIES
Mail bidders may return incorrectly described or misattributed lots for full credit within 5 days of receipt, except that as consignors must be paid, late remittance may be cause to negate return privileges, and absolutely no returns can be accepted for any reason after the expiry of 35 days from the date of the sale. ALL FLOOR SALES ARE FINAL, and no returns will be accepted from the floor bidders (including those acting as agents for others) for any reason whatsoever.

TITLE AND RISK LOTS
Title to all lots remains with the auctioneer until paid for in full, but they are held at the risk of the purchaser once the hammer has fallen.

GRADING
Grading is the subjective description in the opinion of the cataloguer as to the state of preservation, method of strike, and overall appearance of a particular coin. Adjectival descriptions and terminology (which can and does vary among experts and knowledgeable purchasers), when used in the catalogue, are strictly the opinion of the cataloguer. Where the Auctioneers sells a numismatic item graded and/or encapsulated by a grading service, Buyer acknowledges and agrees that other grading services, the Auctioneers or knowledgeable purchasers might reach a different conclusion as to the state of preservation. Any such information provided by the Auctioneers is the opinion of the third party, without recourse against the Auctioneers in any way whatsoever.

WAIVER OF LIABILITY
the Auctioneers act as an agent only between Consignor and Buyer. the Auctioneers do not represent that any coin catalogued will meet the standards, or the grade, of any third party or third party grading services; that third party graded numismatic items will receive the same grade if resubmitted; that any third party soft flip is secure or that a numismatic item has a particular provenance. The Auctioneers hereby disclaims all liability for damages, incidental, consequential or otherwise, arising out of or in connection with the sale of any property by the Auctioneers to the purchaser. All bidders, even if unsuccessful purchasers, agree to abide by this condition, and all other conditions of sale.

ERRORS OF AUCTIONEERS AND BIDDERS
While we cheerfully correct our errors, we cannot be responsible for the mistakes of others. Please check your bid sheet carefully. Please note that Live Bids are executed LIVE on the floor. The Auctioneers are not responsible for any missed lots due to network speed or down time.

TAXES
Lots delivered in Ontario are subject to harmonized sales tax at the current rate (13%). All lots delivered in Canada are subject to the GST or HST, as applicable to bidder’s province of residence. All sales are treated as retail sales by the auctioneer for the purpose of calculating the appropriate tax.